1.0Tzu Chi Journalshttps://journal.tzuchi.us/zh/Laura Travinhttps://journal.tzuchi.us/zh/article/author/laura/6 人生重要的一堂規畫課rich600338<blockquote class="wp-embedded-content" data-secret="GoCV1WwqzT"><a href="https://journal.tzuchi.us/zh/article/266/legacy-giving/">6 人生重要的一堂規畫課</a></blockquote><iframe sandbox="allow-scripts" security="restricted" src="https://journal.tzuchi.us/zh/article/266/legacy-giving/embed/#?secret=GoCV1WwqzT" width="600" height="338" title="“6 人生重要的一堂規畫課” — Tzu Chi Journals" data-secret="GoCV1WwqzT" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" class="wp-embedded-content"></iframe><script>
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https://media.tzuchi.us/wp-content/uploads/sites/8/2026/07/15214535/TzuChiUSA-ZH-Journal-266-Legacy-Giving-2.jpg1400790一位42歲的單親媽媽為了逃離家暴，獨力扶養十歲的女兒，卻在一次跌倒後被診斷出重病末期。她最擔心的不是自己，而是年幼女兒未來的照顧問題，以及取得人壽保險理賠金可能面臨的繁複法律程序。「很多人以為生前信託是有錢人需要的工具，但真正需要規畫的，往往是最普通的家庭。」慈濟志工林香汝說。